Design & Build Contractors

At Crottys we know the PI market for 25 years and have relationships with a range of providers who understand the Irish Market and have committed to it in the long term.

The current hard market derives from a poor claims experience across the class of Business. The Grenfell Tower disaster in 2017 was not the cause of this hard market in itself but the huge increase in claim notifications which followed that event certainly suggest that Grenfell was the catalyst which lit the touchpaper on what was already a market that was low on capacity. If this event proves anything it shows the absolute importance of placing your risk in a pool that has the capacity to trade through post catastrophic events. Like those Architects, Engineers and Design & Build Contractors that found themselves post Grenfell having to re-appraise prior completed projects, and notify claims, there is comfort in knowing that your covers are placed in A rated markets which provide security for past events and the comfort of knowing you have continuity of coverage into the future.

Because markets are currently challenging it is imperative that a client puts their best foot forward at the point of renewal. Renewal of PI covers has become a competitive process but at Crottys we can advise you on a number of measures that will give you an edge in this market. These Include early engagement in the renewal process, format for presentation of Underwriting Information including detail of presentation and claims experience interrogation including preventative risk management measures. Once discussions are entered we can explore additional measures designed to tailor the package to your specific needs and premium requirements.

For Friendly Expert Advice Call Us On 01 290 8800